Long-Term Care
Planning for the care you may need, and how to pay for it without depleting your estate.
Genworth 2024 Cost of Care Survey: Nursing Home and Home Care Costs Reach New Highs
The Genworth and CareScout 2024 Cost of Care Survey found that long-term care costs rose across every care category, with private nursing home rooms and assisted living facilities seeing the sharpest increases.
All Long-Term Care Articles5 more
Long-Term Care Insurance vs. Self-Insuring: What Each Option Actually Requires
National median nursing home costs now exceed $111,000 per year, according to the Genworth and CareScout 2024 Cost of Care Survey — making long-term care one of the largest uninsured financial risks facing older Americans.
March 4, 2025
Hybrid Life/LTC Policies Are Growing Fast: Here's What's Behind the Surge
As traditional long-term care insurance continues to shrink, hybrid policies that combine life insurance or an annuity with long-term care benefits have become the fastest-growing solution in the space.
January 30, 2025
Understanding Long-Term Care Before You Need It
What long-term care actually covers, what it costs, and why waiting until you need it to plan for it is one of the most common — and costly — mistakes in retirement.
January 15, 2025
Medicaid Asset Protection for Long-Term Care: What You Need to Know
When a family member needs extended nursing home or home-based care, Medicaid's asset rules — including the five-year look-back period, property exemptions, and spousal protections — determine eligibility and what can be preserved.
November 15, 2024
After Washington State's Long-Term Care Tax, Other States Are Watching—and Moving
Washington's WA Cares Fund became the nation's first state-run long-term care insurance program—and as its implementation continues, other states are advancing similar legislation with lessons learned from the pioneer.
November 5, 2024Also from REN
IRMAA 2026: The Income Thresholds That Raise Your Medicare Premiums
November 14, 2025The 2026 Social Security Earnings Test: What Changes If You Work While Collecting
October 24, 2025The 2026 Tax Brackets: What Inflation Adjustments Mean for Retirees
October 9, 2025Medicare Advantage Hits Record Enrollment: What the Shift Means for Beneficiaries
July 28, 2025Series I Savings Bonds: A Complete Guide for Retirees
May 1, 2025Free Weekly Briefing
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