The Still-Working Exception to Required Minimum Distributions at Age 73
Required minimum distributions usually begin at age 73, but the IRS allows many workplace plan participants who are still on the job to delay them. Whether the rule applies depends on the type of account and your ownership stake.
Tax Planning · Photo via Pexels
How Your Bank Account Is Titled Can Override Your Will
The way a joint bank account is held determines who inherits the money, and it may not match what your will says.
Wills & Trusts · 6-min readWorking After You Claim Social Security: How Earnings Can Both Lower and Raise Your Benefit
Social Security work rules are often framed only as a penalty, but the Social Security Administration also recalculates your benefit each year and can pay an increase when your recent earnings rank among your highest.
Social Security · 6-min read
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Roth Conversion Do's & Don'ts
Five mistakes that can cost retirees six figures, and the simple checks that catch every one of them. Free, no strings attached.
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LIVEBills in Congress that could affect your retirement.
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View all retirement bills on Congress.govMedicare
All Medicare →The Part B Late Enrollment Penalty: Why Timing Your Medicare Sign-Up Matters More Than You Think
6-min readWhy Your 2025 Medicare Part B Premium May Reflect Your 2023 Income
6-min readWhy Your Medicare Premium May Reflect Income From Two Years Ago
6-min readMedicare Open Enrollment: Why the October-to-December Window Deserves a Careful Review
6-min read3 things to know about Medicare in 2026
New annual out-of-pocket cap on Part D prescription costs, effective 2026
Standard Part B monthly premium in 2026, up from $174.70 in 2024
Last day to change Medicare plans during fall open-enrollment window
Money & Planning
All Money →The Still-Working Exception to Required Minimum Distributions at Age 73
6-min readThe RMD Timing Wrinkle: Why Your First Required Withdrawal Isn't Just About Turning 73
6-min readWhy Required Minimum Distributions Have Two Deadlines, Not One
6-min readWhy 'Tax-Free' Roth Withdrawals Depend on Both the Five-Year Rule and Your Age
6-min readWho We Are
Retirement Education Network is an education service of Walker Thomas LLC, built for Americans 59 and older. We research the rules, deadlines, and decisions that matter most in retirement, then explain them in plain language you can actually use. Our content is for education only. It is not personal financial, tax, or legal advice.
Walker Thomas LLC also operates Elevated Advisor, a retirement planning service. If you would like to speak with a real person about your own situation, you can request a free consultation with the Elevated Advisor team. It is completely optional, and our educational content is always free either way.
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Retirement is one of the biggest financial chapters of your life, and the rules change every year. Most people get their information from headlines, sales pitches, or whoever called them last. You deserve better.
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