The Still-Working Exception to Required Minimum Distributions at Age 73
Required minimum distributions usually begin at age 73, but the IRS allows many workplace plan participants who are still on the job to delay them. Whether the rule applies depends on the type of account and your ownership stake.
Tax Planning · Photo via Pexels
How Your Bank Account Is Titled Can Override Your Will
The way a joint bank account is held determines who inherits the money, and it may not match what your will says.
Wills & Trusts · 6-min readWorking After You Claim Social Security: How Earnings Can Both Lower and Raise Your Benefit
Social Security work rules are often framed only as a penalty, but the Social Security Administration also recalculates your benefit each year and can pay an increase when your recent earnings rank among your highest.
Social Security · 6-min readKey Dates
Washington Watch
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Money & Planning
All Money →The Still-Working Exception to Required Minimum Distributions at Age 73
6-min readThe RMD Timing Wrinkle: Why Your First Required Withdrawal Isn't Just About Turning 73
6-min readWhy Required Minimum Distributions Have Two Deadlines, Not One
6-min readWhy 'Tax-Free' Roth Withdrawals Depend on Both the Five-Year Rule and Your Age
6-min readWhy This Matters
Retirement is one of the biggest financial chapters of your life, and the rules change every year. Most people get their information from headlines, sales pitches, or whoever called them last. You deserve better.
Fifty-nine and a half is when new options open up. That is when it becomes clear that the plan that got you here may need to change. Our job is to keep you current and confident in the questions you ask.