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Latest
2026 Part D $2,000 out-of-pocket cap now in effect·2025 Social Security COLA set at 2.5%·Update RMD age confirmed at 73 under SECURE 2.0
Rate WatchFed Funds4.33%
10-Yr Treasury4.42%
CPI (Mar 2025)2.4% YoY
1-Yr CD Avg4.05%
SS COLA 20252.5%via FRED / Federal Reserve
MedicareNovember 14, 2025

IRMAA 2026: The Income Thresholds That Raise Your Medicare Premiums

Medicare's income-related adjustment surcharges are shifting for 2026, and the two-year lookback means your 2024 income determines what you'll pay next year.

Medicare | Retirement Education Network

Medicare · Photo via Pexels

Social Security

The 2026 Social Security Earnings Test: What Changes If You Work While Collecting

If you claim Social Security before full retirement age and continue working, the earnings test limits apply—and the 2026 thresholds have been updated in ways that affect how much you can earn before benefits are reduced.

Social Security · 6-min read
Tax Planning

The 2026 Tax Brackets: What Inflation Adjustments Mean for Retirees

On October 9, 2025, the IRS announced inflation-adjusted tax parameters for 2026—including a standard deduction of $32,200 for married couples and modestly wider brackets that provide modest relief for retirees on fixed income.

Tax Planning · 6-min read
Roth Conversion Do's and Don'ts — free guide from REN

Free Resource of the Month

Roth Conversion Do's & Don'ts

Five mistakes that can cost retirees six figures, and the simple checks that catch every one of them. Free, no strings attached.

Educational purposes only. Not financial, tax, or legal advice.

Key Dates

Washington Watch

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Bills in Congress that could affect your retirement.

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Medicare

IRMAA 2026: The Income Thresholds That Raise Your Medicare Premiums

6-min read
Medicare

Medicare Advantage Hits Record Enrollment: What the Shift Means for Beneficiaries

6-min read
Medicare

Medicare 101: Parts A, B, C, and D Explained

6-min read
Medicare

Medicare Open Enrollment: Your Complete Annual Guide

6-min read
Key Numbers

3 things to know about Medicare in 2026

01
$2,000

New annual out-of-pocket cap on Part D prescription costs, effective 2026

02
$185

Standard Part B monthly premium in 2026, up from $174.70 in 2024

03
Dec 7

Last day to change Medicare plans during fall open-enrollment window

Money & Planning

All Money →
Tax Planning

The 2026 Tax Brackets: What Inflation Adjustments Mean for Retirees

6-min read
Safe Money

Series I Savings Bonds: A Complete Guide for Retirees

6-min read
Safe Money

Fixed Indexed Annuity Sales Hit Record in 2024: What the Surge Tells Us

6-min read
Safe Money

What "Safe Money" Actually Means in Retirement

6-min read

Who We Are

Retirement Education Network is an independent content publisher built for Americans 59 and older. We research the rules, deadlines, and decisions that matter most in retirement, then explain them in plain language you can actually use.

We do not give personal financial advice or take appointments. We publish educational content, and we license that content to financial professionals who want to share it with their clients. If you ever receive our materials through an advisor, that is why.

Why This Matters

Retirement is one of the biggest financial chapters of your life, and the rules change every year. Most people get their information from headlines, sales pitches, or whoever called them last. You deserve better.

Fifty-nine and a half is when new options open up. That is when it becomes clear that the plan that got you here may need to change. Our job is to keep you current and confident in the questions you ask.

Retirement Education Network

Retirement Education Network provides educational content for informational purposes only. Nothing on this site constitutes financial, tax, legal, or investment advice. We do not recommend specific products, advisors, or strategies. Always consult a qualified professional before making any financial decision.