IRMAA 2026: The Income Thresholds That Raise Your Medicare Premiums
Medicare's income-related adjustment surcharges are shifting for 2026, and the two-year lookback means your 2024 income determines what you'll pay next year.

Medicare · Photo via Pexels
The 2026 Social Security Earnings Test: What Changes If You Work While Collecting
If you claim Social Security before full retirement age and continue working, the earnings test limits apply—and the 2026 thresholds have been updated in ways that affect how much you can earn before benefits are reduced.
Social Security · 6-min readThe 2026 Tax Brackets: What Inflation Adjustments Mean for Retirees
On October 9, 2025, the IRS announced inflation-adjusted tax parameters for 2026—including a standard deduction of $32,200 for married couples and modestly wider brackets that provide modest relief for retirees on fixed income.
Tax Planning · 6-min readKey Dates
Washington Watch
LIVEBills in Congress that could affect your retirement.
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View all retirement bills on Congress.govMedicare
All Medicare →IRMAA 2026: The Income Thresholds That Raise Your Medicare Premiums
6-min readMedicare Advantage Hits Record Enrollment: What the Shift Means for Beneficiaries
6-min readMedicare 101: Parts A, B, C, and D Explained
6-min readMedicare Open Enrollment: Your Complete Annual Guide
6-min read3 things to know about Medicare in 2026
New annual out-of-pocket cap on Part D prescription costs, effective 2026
Standard Part B monthly premium in 2026, up from $174.70 in 2024
Last day to change Medicare plans during fall open-enrollment window
Money & Planning
All Money →The 2026 Tax Brackets: What Inflation Adjustments Mean for Retirees
6-min readSeries I Savings Bonds: A Complete Guide for Retirees
6-min readFixed Indexed Annuity Sales Hit Record in 2024: What the Surge Tells Us
6-min readWhat "Safe Money" Actually Means in Retirement
6-min readWho We Are
Retirement Education Network is an independent content publisher built for Americans 59 and older. We research the rules, deadlines, and decisions that matter most in retirement, then explain them in plain language you can actually use.
We do not give personal financial advice or take appointments. We publish educational content, and we license that content to financial professionals who want to share it with their clients. If you ever receive our materials through an advisor, that is why.
Why This Matters
Retirement is one of the biggest financial chapters of your life, and the rules change every year. Most people get their information from headlines, sales pitches, or whoever called them last. You deserve better.
Fifty-nine and a half is when new options open up. That is when it becomes clear that the plan that got you here may need to change. Our job is to keep you current and confident in the questions you ask.
